BDO Unibank Inc. reported a 4% rise in net income to P63.1 billion for the first nine months of 2025, driven by steady growth across its core businesses.
In a regulatory filing, the Sy-led lender said net interest income rose 8%, supported by a 14% increase in gross customer loans to P3.5 trillion and a 10% growth in deposits. Non-interest income also expanded 14%, led by a 15% jump in fee-based earnings.
The bank’s non-performing loan ratio stood at 1.77%, with NPL coverage at 134%, reflecting sound asset quality.
BDO said it remains optimistic about the Philippine economy, citing stable inflation and strong domestic consumption despite global trade uncertainties and local political developments.
“The bank’s robust capital base and diversified business portfolio position it well to navigate current risks and seize emerging growth opportunities,” BDO said.
